Please note: For advisers only, not for use with customers. If you're a customer please go to our customer site.


What we offer Friends Life pension customers

Our Lifetime Annuity is available to existing Friends Life pension customers approaching their retirement. 

It offers a guaranteed income for the rest of their lives

Your clients can choose from a fixed or increasing income, single or joint life (named spouse) and a guaranteed minimum payment period of up to 10 years.

We also offer an enhanced Lifetime Annuity for certain Friends Life customers. Of those who are eligible and complete our questionnaire, 8 out of 10 are offered a higher income in retirement than previously quoted.

Who could it be suitable for

  • Existing Friends Life pension customers who are approaching their retirement date.
  • Clients who want a guaranteed income for the rest of their lives.
  • Clients with certain medical conditions (please call us to see if they’re eligible for the enhanced annuity).

More information

If you would like a retirement pack for a client, or want to find out more about the options for existing Friends Life pension customers, please call us on 0800 0113388.

New pension freedoms

As you know pensions have changed drastically. 

There is now more flexibility over how your defined contribution pension clients can access their funds from age 55 onwards.

However with this flexibility, comes more responsibility. Most clients will want their pension fund to last them the rest of their life so careful, on-going advice will be needed. This represents fantastic opportunities for you to build long term relationships with clients and help them manage their retirement in line with the new changes. Visit our ‘New pension freedoms’  webpage for more information.